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It’s a great time to buy or refinance.
Enjoy low rates and $650 off closing costs.

In addition to low Home Loan rates, Sacramento Credit Union is offering $650 off your closing costs* when you buy a home or refinance with us.

Interest rates are forecast to go up in 2022, so apply for a Home Loan with Sacramento Credit Union and save! We also have a variety of home loans to fit your needs.

All SCU Home Loans offer:

  • Low rates
  • Fast processing
  • Excellent Service

Get pre-approved at Sacramento Credit Union and lock in a low rate today before you go home shopping! Hurry! This offer ends January 15, 2022.

Click the button below to get started.

Safety tips for Online and Mobile Banking


Online and Mobile Banking is convenient and safe. Rather than driving to the bank, you can deposit checks, pay bills, check your balances and transfer funds easily from the comfort of home or while you’re at work.

To make sure your information remains secure, we have a few tips to follow when you’re banking online.

1) Create a strong, unique password. Use a combination of upper and lowercase letters, numbers, and special characters.

2) Change your password frequently, at least every two months.

3) Avoid using an automatic log in feature that saves usernames and passwords.

4) Check the activity on your bank account frequently and report any unauthorized activity to SCU immediately.

5) Sign up for SCU’s alerts via Online, text or SMS. We offer alerts for balances, transfers, password changes, ATM/Debit cards and bill payments.

6) Update your computer anti-virus and anti-spyware software frequently.

7) Don’t open or respond to emails or texts from people and companies you don’t know.

8) Keep your contact information at SCU up to date so we can contact you if needed.

Remember that SCU will never call you or send a text or email asking for your personal account information. Following these simple security tips can help keep your information safe while you bank online or on your smartphone.

Notice of Annual Meeting, Election and Eligible Candidates

The Sacramento Credit Union Annual Meeting and Election will be held February 17, 2022, at 7:00 p.m. via Zoom video conference. If you are interested in attending the meeting, please contact Sharon Grafton at sgrafton@SactoCU.org or (916) 444-6070 ext. 3019 for information on how to join.

Candidates qualified by the nomination process and recommended by the Nominating Committee, the offices for which they are running and terms of office are as follows:
Name Office Term of Office
Willie Southward Board of Directors 2022-2025
Linda Foster-Hall Board of Directors 2022-2025
Gene Webb Supervisory Committee 2022-2025
Beverly Skeaton Supervisory Committee 2022-2025
Directors and Committee members who are not up for election at this meeting are as follows:

Name Office Term of Office
Les Brown Board of Directors 2020-2023
Kristin Van Gaasbeck Board of Directors 2020-2023
Mary Ann Carrasco Board of Directors 2021-2024
Aron Brewer Board of Directors 2021-2024
Judy McGarry Board of Directors 2021-2024
Hannah Gabriel Supervisory Committee 2021-2023
Sophia McBeth-Childs Supervisory Committee 2020-2023
Remie Diva Supervisory Committee 2021-2024

*Sacramento Credit Union is offering a $650 credit for closing costs on all new mortgage loans subject to qualification, credit approval and closing of the loan. This offer is valid on applications submitted between 12/3/2021 and 1/15/2022. The $650 closing cost credit will be limited to the lesser of $650 or lender closing cost and may not exceed contributions set by program guidelines. Mortgage loan must close by 3/15/2022. It cannot be combined with any other promotion or discount and is subject to compliance with Sacramento Credit Union’s loan program guidelines. VA/FHA/Reverse Mortgage loans are not eligible for the closing cost discount offer.


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Sacramento Credit Union, 800 H Street, Sacramento, CA 95814, United States
(916) 444-6070